When Travel Plans Don’t Go To Plan

When travel plans don’t go to plan, knowing what happens next brings peace of mind. This page explains real-world travel situations most travellers rarely prepare for — calmly breaking down what to expect and what to do next.

If You’re Refused Boarding

Refused Boarding

Being refused boarding is rare, but when it happens it can feel abrupt and confusing. Understanding why airlines make these decisions, what usually triggers them, and what options you have in the moment helps turn a potentially stressful situation into something you can handle calmly and logically.


What usually triggers it Passport validity window not met, missing visa/authorisation, passport damage, name mismatch, insufficient blank pages, wrong document for transit rules, or a rule change the airline is enforcing.

Step-By-Step: What Happens At The Airport

1) Check-in flags a problem

  • The airline agent checks your passport against entry rules (often via Timatic or a similar system).

  • If the system shows non-compliance, they can’t check you in.

2) You’re asked questions and documents Expect:

  • “What’s your final destination?”

  • “How long are you staying?”

  • “Do you have a return/onward ticket?”

  • “Do you have a visa/ETA/ESTA/eTA?”

  • “Can you show proof of onward travel / accommodation?” (some routes ask)

3) Supervisor confirmation

  • If there’s any doubt, a supervisor is called.

  • The airline will follow the system guidance. If it says “DENY”, they deny.

4) Boarding is refused

  • You won’t be allowed past the point of departure for that flight.

  • If you’re already airside, you may be taken back out with staff.

Step-By-Step: What You Should Do Immediately

1) Ask for the exact reason in plain terms Say: “Can you tell me the exact reason I’m not permitted to travel today, and what rule you’re applying?”

  • Write it down (or ask them to write it down).

  • If they cite passport validity, ask: “What validity is required for this destination and transit?”

2) Check for a fix that can happen today

  • Name mismatch (ticket vs passport): sometimes fixable by airline if minor; often not if significant.

  • Missing visa/authorisation: sometimes fixable if it’s an online authorisation you can apply for immediately (country-dependent).

  • Passport damage / insufficient validity: rarely fixable same day.

3) Ask about rebooking options

  • “If I resolve this, can you rebook me, and what fees apply?”

  • Ask if they can put a note on your booking that documents were the issue (helps later).

4) Contact your travel insurer immediately (if you have it)

  • Ask whether your policy covers missed departure / curtailment / rebooking in this scenario.

  • Take names, time stamps, and note any reference numbers.

What You Must Keep As Evidence

  • Photos/screenshots of:

    • passport photo page + expiry date

    • booking confirmation

    • any visa/authorisation status page

    • the airline’s written reason (if provided)

  • Receipts for rebooking, transport home, accommodation.

The Prevention Checklist That Actually Stops This Happening

  • Confirm passport expiry meets destination + transit rules (not just the country you think you’re going to).

  • Check blank pages and physical condition.

  • Confirm visa/ETA requirements using official guidance for your nationality - UK: https://www.gov.uk/foreign-travel-advice and https://www.gov.uk/check-uk-visa

  • Ensure ticket name matches passport exactly (including middle names if your airline requires them).

Needing Medical Care Abroad

Medical Care Abroad

Needing medical care while abroad can feel daunting, especially when healthcare systems work differently from home. Knowing how treatment is accessed, what documents are required, and how insurance and healthcare cards fit together removes uncertainty and helps you focus on getting better rather than worrying about logistics.


Step-By-Step: What To Do The Moment You Feel Unwell Or Injured

1) Decide whether it’s urgent

  • Emergency symptoms (severe chest pain, breathing difficulty, severe bleeding, sudden weakness, loss of consciousness): call local emergency number immediately.

  • Non-emergency (fever, infection, sprain, stomach illness): go to a clinic/doctor or ask your accommodation for a reputable provider.

2) If you have travel insurance: call the 24/7 assistance line early Do this before you agree to expensive private treatment where possible (unless it’s urgent). Say:

  • where you are

  • what symptoms you have

  • whether you can travel to a clinic

  • whether you have a GHIC/EHIC They can direct you to appropriate facilities and confirm what’s covered.

3) If you have a GHIC/EHIC (where applicable) :- Global Health Insurance Card/European Health Insurance Card

  • Ask: “Is this a public/state facility and can my GHIC/EHIC be used here?”

  • If it’s private, GHIC/EHIC usually won’t apply.

Step-By-Step: What Happens At A Clinic/Hospital

1) Registration and identification

  • They’ll ask for ID (passport or copy), address (hotel), and sometimes payment method.

2) Payment expectations

  • You may be asked to pay upfront, pay a co-payment, or sign a financial guarantee.

  • If insured, your insurer may issue a “guarantee of payment” to the hospital.

3) Treatment and documentation

  • Ask for: diagnosis, treatment plan, prescriptions, and a medical report (even brief).

  • Ask for itemised receipts.

Step-By-Step: After Treatment (This Is Where Most People Get Stuck)

1) Keep every document

  • doctor’s report / discharge note

  • prescription slips

  • receipts (itemised if possible)

2) Notify insurer again if ongoing care is needed

  • More medication, follow-up visits, scans, or hospitalisation: call insurer so they can pre-authorise where required.

3) If you’re too ill to fly

  • Request a “fit to fly/not fit to fly” note.

  • Notify airline and insurer immediately.

  • Insurers often need medical proof to support changes.

Common Mistakes That Cost Travellers Money

  • Going straight to a high-cost private provider without contacting insurer (when non-urgent).

  • Not collecting itemised receipts.

  • Assuming GHIC/EHIC replaces insurance.

If You Lose Your Passport

Lost Passport

Losing your passport can feel like a trip-ending disaster, but there is a clear process designed to help you get home. Knowing who to contact, what documents are needed, and how emergency travel documents work allows you to move forward with confidence instead of panic.


Step-By-Step: The First Hour

1) Retrace and secure

  • Check accommodation safe, bags, pockets, room, taxis.

  • If theft suspected, stop and start the formal process.

2) Report to local police

  • Ask for a written report (or report number).

  • This is often required for an Emergency Travel Document and insurance.

3) Protect your identity

  • If you also lost cards, contact your bank(s) to freeze them.

  • Change passwords if your phone was stolen too.

Step-By-Step: Contact The British Authorities

1) Find the nearest British Embassy/Consulate

2) Emergency Travel Document (ETD) route

  • You’ll be guided through what to submit: proof of identity, travel plans, police report, photos.

  • ETDs are typically for returning home (and sometimes limited onward travel), not “a new passport”.

Step-By-Step: What You’ll Need (This Is Where Backups Matter)

Have ready:

  • photo or scan of your passport (best)

  • another ID (driving licence) if you have it

  • flight booking / proof of travel

  • address abroad (hotel)

  • police report details

  • passport photos (some places need printed photos)

Step-By-Step: Dealing With Flights And Accommodation

1) Contact airline

  • Ask what they require for travel with an ETD and whether the booking can be moved.

  • Get this in writing if possible.

2) Contact insurer

  • Ask if policy covers additional accommodation, replacement travel, or admin costs.

  • Keep receipts for any forced extra nights.

What Usually Happens Next

  • You attend an appointment (or follow the instructed process).

  • You receive ETD guidance; timelines vary.

  • You travel using the ETD, then replace passport properly back in the UK.

Why Copies And Backups Matter

Copies & Backups

Most travel problems become far easier to solve when you can access your documents quickly. Understanding what to copy, where to store it, and how backups are used in real situations can save time, reduce stress, and speed up assistance when you need it most.


Step-By-Step: What To Store (And Where)

1) Create a “Travel Docs” folder Include:

  • passport photo page

  • travel insurance certificate + emergency numbers

  • visas/ETAs/authorisations

  • flight and accommodation confirmations

  • driving licence (if hiring cars)

  • vaccination certificates if relevant

  • bank emergency numbers

2) Store it in 3 places

  • Phone (offline accessible)

  • Secure cloud storage (requires login)

  • Email to yourself (searchable backup)

Step-By-Step: How Backups Save You In Real Scenarios

If passport lost

  • Copies speed up embassy/ETD process dramatically.

If you need medical care

  • Insurance certificate + assistance number avoids delays and out-of-pocket costs.

If airline dispute occurs

  • Booking confirmations + timestamps help resolve quickly.

Step-By-Step: What Not To Do

  • Don’t store sensitive documents in an unprotected notes app with no phone lock.

  • Don’t rely on one method only (phone-only is risky if phone is stolen).

Delayed And Or Cancelled Flights

Flight Cancellations & Delays

Flight disruptions are frustrating but surprisingly structured. Knowing what airlines are responsible for, what support you can expect, and how to respond quickly gives you the best chance of securing rebooking, accommodation, or reimbursement without unnecessary stress.


Step-By-Step: The Moment You See Disruption

1) Confirm the type of disruption

  • Is it delayed, cancelled, or “re-timed”?

  • Take a screenshot of departure boards and the airline notification.

2) Check if you’re on one ticket or separate tickets

  • One booking reference for the whole journey = simpler airline responsibility.

  • Separate tickets = you may be responsible for knock-on costs.

3) Get in the airline’s rebooking queue immediately Do all three:

  • app rebooking

  • customer service queue

  • phone/chat if available Rebooking inventory disappears fast.

Step-By-Step: What The Airline Typically Offers

If cancelled

  • Rebook to earliest available route or refund (rules vary by ticket type and route; airline will present options).

  • Sometimes accommodation/meals depending on circumstances and length of delay.

If long delay

  • Airport assistance may apply (food/drink vouchers, etc.).

  • Accommodation may apply if overnight is required and responsibility sits with airline.

Step-By-Step: What You Should Do

1) Ask clear questions

  • “What are my rebooking options today and tomorrow?”

  • “Can you route me via another airport?”

  • “Will you provide accommodation if it becomes overnight?”

2) Keep evidence

  • screenshots of delays/cancellations

  • all receipts for necessary expenses (meals, transport, hotel)

3) Contact insurer if you’re paying out-of-pocket

  • Some policies reimburse delays and missed connections; ask before spending if possible.

Most Common Mistake

  • Waiting passively. The travellers who get the best outcomes are the ones who secure a seat first, then argue details later.

If Your Luggage Doesn’t Arrive

Lost Luggage

Standing at a carousel with no bag is a moment many travellers experience at least once. Knowing how baggage tracing works, what airlines usually cover, and when insurance steps in turns a stressful situation into a manageable inconvenience rather than a trip-ruining panic.


Step-By-Step: At The Airport Baggage Hall

1) Don’t leave the airport Go straight to the airline/ground handler baggage desk.

2) File a Property Irregularity Report (PIR)

  • This creates the official case and tracking reference.

  • Provide bag description and baggage tag number.

3) Ask what the airline will cover

  • Many airlines reimburse “reasonable essentials” while you wait (rules vary).

  • Ask what counts as essential and whether you need pre-approval.

Step-By-Step: What You Should Buy (And What You Shouldn’t)

Reasonable essentials

  • basic toiletries

  • minimal clothing

  • necessary chargers/adapters

  • essential medication replacements (with proof if possible)

Avoid

  • large shopping sprees

  • luxury items Insurers/airlines often reject excessive spending.

Step-By-Step: Next 24–72 Hours

1) Track the case

  • Use the reference number to check updates.

2) Keep receipts and a list

  • Photograph receipts.

  • Make a simple list of items purchased and why they were necessary.

3) If luggage is delivered

  • Inspect for damage and report immediately.

Step-By-Step: If Luggage Is Truly Lost

  • The airline will move from “delayed” to “lost” after their internal timeframe.

  • You’ll be asked to complete an inventory of contents and values.

  • Your insurer may also require the airline report and proof of loss.

If You Miss A Connecting Flight

Missed Connections

Missing a connecting flight can feel like everything is falling apart, especially when onward plans depend on it. Understanding how airlines handle missed connections, when you’re protected, and what steps to take immediately helps you regain control and keep your journey moving.


Step-By-Step: First Question That Decides Everything

Were your flights booked on one ticket or separate tickets?

One ticket (protected connection)

  • If you miss it due to an earlier delay, the airline typically rebooks you.

Separate tickets (self-connection)

  • You’re usually responsible for rebooking onward travel.

Step-By-Step: What To Do If You’re About To Miss It

1) Alert cabin crew (if still on plane)

  • Ask if they can notify ground staff.

  • Sometimes they can assist with fast-track connections (not guaranteed).

2) Move fast but smart

  • Go straight to transfer desk or airline help desk.

  • Use the airline app to see new options immediately.

Step-By-Step: If You Miss It

1) Get proof of delay

  • Screenshot or obtain confirmation from airline (helps with rebooking/insurance claims).

2) Rebook immediately

  • On one ticket: airline should rebook.

  • On separate tickets: check alternate routes yourself and contact insurer.

3) Accommodation decisions

  • If stranded overnight, ask airline what they provide (varies).

  • Keep receipts for necessary costs.

Payment Problems Abroad

Payment Issues

Payment problems abroad can feel instantly alarming, particularly when cash or cards stop working unexpectedly. Knowing how banks respond, how quickly issues are resolved, and why having backup payment options matters helps you stay financially secure and calm.


Step-By-Step: If Your Card Is Lost Or Stolen

1) Freeze the card immediately

  • Use your banking app if possible.

  • If phone is lost too, call bank via emergency numbers (store them in backups).

2) Check transactions

  • Report any fraud immediately.

3) Switch to backup payment

  • Use a spare card, digital wallet, or emergency cash.

Step-By-Step: If Your Card Is Blocked

1) Contact bank fraud team

  • Banks may block overseas activity as a protective measure.

  • Verify your identity and request unblocking.

2) Confirm whether cash withdrawals are affected

  • Some blocks stop ATM use but allow chip-and-pin (or vice versa).

Step-By-Step: ATM Takes Your Card

1) Don’t panic

  • It happens due to security triggers, expired cards, or machine faults.

2) Contact bank immediately

  • Ask whether they can recover it (often not).

  • Arrange replacement.

3) Move to backup funds

  • Backup card or emergency cash becomes critical here.

Border Entry Checks

Border Entry Concerns

Being questioned at the border can be unsettling, even when you’ve done nothing wrong. Understanding why additional questions happen, what officials usually look for, and how to respond clearly and calmly reduces anxiety and prevents situations from escalating unnecessarily.


Step-By-Step: What Usually Triggers Extra Questioning

  • One-way ticket with no onward travel

  • vague accommodation plans

  • very long stays

  • inconsistent answers

  • prior overstays

  • travelling for work-like activities on a tourist entry

Step-By-Step: What Happens If You’re Pulled Aside

1) Secondary questioning

  • Border officials ask about purpose, length of stay, where you’re staying, funds.

2) Document requests Be ready to show:

  • return/onward ticket

  • accommodation booking

  • sufficient funds (bank app screenshots can help)

  • travel insurance details

Step-By-Step: How To Handle It

1) Stay calm and consistent

  • Answer simply and truthfully.

  • Don’t guess. If unsure, say: “Let me check my booking confirmation.”

2) Provide proof quickly

  • This is where backups prevent escalation.

Step-By-Step: If You Are Denied Entry

  • Officials follow formal procedures.

  • You may be placed on the next available flight back.

  • You may not be allowed to “just book a hotel and try again.”

  • Contact your insurer and airline immediately if possible; keep all documents issued.

If You’re In An Accident Abroad

Accidents Abroad

Being involved in an accident overseas can be disorientating, especially when local rules and procedures differ from what you’re used to. Knowing what to do immediately, how to document the situation, and when to involve insurers or authorities helps protect both your safety and your rights.


Step-By-Step: Immediate Actions

1) Get to safety

  • Move away from danger if possible.

  • Call emergency services if anyone is injured.

2) Document the scene

  • Photos of vehicles, location, damage, road signs.

  • Names/contact details of involved parties and witnesses.

3) Police report

  • In many places, a police report is essential for insurance claims.

Step-By-Step: If It Involves A Hire Car

1) Contact rental company immediately

  • They’ll instruct what to do and may require specific steps.

2) Don’t admit liability casually

  • Stick to facts; let insurers determine fault.

Step-By-Step: Insurance Steps

1) Notify travel insurer

  • They can guide medical care, claims, and repatriation if needed.

2) Keep every receipt and report

  • Medical notes, police report, rental paperwork.

If You’re Arrested Or Detained

Arrested Or Detained Abroad

Being arrested or detained abroad is rare, but knowing your basic rights and what support is available can make a critical difference. Understanding what consular assistance involves, how to communicate your needs, and what steps to take helps you stay composed in an unfamiliar situation.


Step-By-Step: What To Do Immediately

1) Ask for your consular rights Say clearly: “I want to contact the British Embassy/Consulate.”

2) Ask what you’re being held for

  • Get the alleged offence stated.

  • Ask for an interpreter if needed.

3) Do not sign documents you don’t understand

  • If pressured, repeat: “I need an interpreter and legal advice.”

Step-By-Step: What The British Embassy/Consulate Can Do

  • Provide information on local legal process

  • Help you contact family/friends

  • Provide a list of local lawyers

  • Check on welfare (where permitted)

They cannot:

  • get you released automatically

  • pay legal fees or fines

  • override local law

Step-By-Step: What To Have Ready (If Possible)

  • Your full name as on passport, date of birth

  • Next-of-kin contact details

  • Any medical needs you have

If Natural Events Disrupt Travel

Natural Events Disrupting Your Trip

Natural events and local disruptions can affect travel plans with little warning. Knowing how airlines, accommodation providers, and insurers usually respond — and what actions to take first — helps you adapt calmly and make informed decisions when circumstances change.


Step-By-Step: First Actions

1) Confirm local safety guidance

  • Follow local authority instructions first (evacuation orders, road closures).

2) Contact accommodation

  • Ask about shelter arrangements, refunds, changes, and safety updates.

3) Contact airline/travel provider

  • Check rebooking policies; disruptions often trigger flexible changes.

Step-By-Step: Insurance Actions

1) Call insurer early

  • Ask what’s covered: additional accommodation, alternative travel, curtailment.

  • Insurers often require you to minimise costs and keep evidence.

2) Keep documentation

  • screenshots of official alerts

  • cancellation notices from providers

  • receipts for necessary costs

Step-By-Step: If You Must Relocate

  • Choose practical options (safety and transport access).

  • Inform family of your location.

  • Keep a simple log of decisions and costs for claims.

Travel doesn’t go wrong because people travel — it goes wrong when people don’t know what to do next. Knowing the process turns problems into manageable moments.


Disclaimer: This guide is designed to explain common travel situations in a clear, practical way. It reflects typical processes and traveller experiences, but rules, responsibilities, and outcomes can vary by country, airline, insurer, and individual circumstances. Always follow official advice and instructions from airlines, insurers, and local authorities when travelling.